Paytm All-In-One Payment Gateway, India’s largest payment platform, has announced that it continues to offer UPI and RuPay card payment services to merchants at zero fees. The platform adheres to all regulatory guidelines, charging no hidden transaction fees, enabling businesses to maintain liquidity and encouraging wider adoption of digital payments.
Paytm UPI allows businesses to accept payments via UPI ID, UPI apps, or bank accounts linked to Paytm. Customers can pay through their preferred UPI app or bank account, while merchants can authenticate and accept payments instantly. The service works seamlessly across Android, iOS, mobile web, and desktop platforms.
Merchants can integrate Paytm All-In-One Payment Gateway into websites, apps, or retail POS systems. Home-based businesses can use Paytm Payment Links to receive instant payments from customers, employees, or vendors without needing bank details. The platform ensures secure payments through anti-fraud technology and offers features such as payouts, recurring payments, OTP-less card payments, instant refunds, and pre-authorization flows.
A Paytm spokesperson said, “With UPI and RuPay designated as electronic payment modes with no charges, we aim to drive wider adoption of digital payments. Our gateway empowers businesses to digitize operations without investment in backend infrastructure, supporting efficiency and the Digital India mission.”
Most Diverse UPI Offerings from Paytm:
UPI Intent: Lets users pay via any UPI app on their device with seamless switching.
UPI InApp: Displays users’ Paytm-linked bank accounts directly in the merchant app, allowing instant payments without switching apps; access to 100+ million UPI-linked accounts.
UPI Collect: Enables merchants to accept UPI payments without additional integration; available across all Paytm solutions.
